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A Home Loan for Everyone


Motilal Oswal Home Finance Limited (MOHFL), promoted by the Motilal Oswal Group, provides one of the fastest turn-around times for processing applications, enabling credit access on fair terms. Provision of value added proposition like Property Services and Insurance Services, and best in class service for customer segments makes MOHFL the preferred choice of over 84,000 customers in the lower middle income segment.

Business Highlights
  • Motilal Oswal Home Finance reported profit of Rs. 63.1 crores in H1FY24.

  • NII grew by 6% YoY in Rs. 153.8 crores and NIM stood at 7.7% in H1FY24.

  • AUM of Rs. 3,758 crores as on September 2023.

  • Disbursements stood at Rs 291 crores in H1FY24. 

  • Yield on advances stood at 14.4%, up 50 bps HoH and spread maintained at 6.1%.

  • Net Gearing stands at 2.2x and CRAR remains robust at 52%.

  • Rated AA/Stable by all three rating agencies (ICRA, CRISIL and India Ratings).

  • Operates out of 110 locations /12 states in Maharashtra, Gujarat, Madhya Pradesh, Andhra Pradesh, Karnataka, Rajasthan, Tamil Nadu, Chhattisgarh, Telangana, Delhi, Haryana and Uttar Pradesh. 

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